Have you ever thought about …
- the financial situation in which you and your loved ones would be in the event of a sudden death or disability scenario?
- what kind of benefits from the social security system and your pension fund woud be available in such a worst-case scenario?
- how much additional income you or your family would need to maintain your standard of living?
vlot provides clarity to these questions and offers custom-tailored coverage that you can adjust anytime if your life changes!
Analyse your existing coverage from social security system (1st pillar) and pension fund (2nd pillar) and identify possible gaps – understandable & transparent
vlot considers your entire household instead of only looking at one particular person. Just start the analysis, we guide you through it and come up with tailor-made coverage solution!
Close the identified gaps with the exact amount needed – fair & digital
vlot makes purchasing life insurance easy. vlot is digital, no need to meet or speak to an insurance agent. 100% online & hassle-free!
Update your coverage when relevant life events occur – flexible & dynamic
vlot allows you to re-run the income gap analysis upon relevant life events and adjust your coverage instantly. Since: getting married, giving birth to a baby, changing the employer or buying a house changes the situation completely!
As a husband and caring father of two little girls, financial security is close to my heart. With vlot we created a platform which makes this endeavour an easy one for everyone.
Co-founder & CEO
The initial spark for vlot emerged from my daily practice as an owner and CEO of an insurance broker company – realizing that life insurance distribution was up for a radical change.
Co-founder & COO
As a passionate technologist I have focused my career on solving complex financial issues through programming.
Chief Technology Officer (CTO)
With my long lasting experience in the insurance industry I see that many insurance products lack client focus. At vlot we change that. We put the client at the center of everything we do. Simple, tailor-made and flexible solutions at competitive prices.
Chief Product Officer (CPO)
As a passionate developer and competitive chess player, I love to bring simple solutions to complex problems. That is what I am achieving at vlot applying modern languages and infrastructure.
Senior Software Engineer
As a mom, I don’t have time to meet an insurance broker talking about complex products. Thanks to vlot, I have access to an understandable, perfectly tailored life risk coverage.